SNOWFLAKES, SENIORS AND SCAMS
Protecting Older Adults during the Holidays
December 2006
Around the holidays, like all of us, seniors may be more susceptible to scams due to a sense of charity and a more lax attitude about being swindled. However, during this time older adults can increase their knowledge of how to avoid being taken advantage of and ensure a safe and happy celebration season.
Tips for seniors to avoid scams around the holiday:
· Always ask for information in writing and read documents carefully before signing. When asked to sign a contract, consider taking the document home and read it without stress. If comfortable with the terms and conditions, return the next day with it signed.
· If something sounds too good to be true, it probably is. Around the holidays many places offer great bargains. Unless it is a reputable, familiar business, stay away from deals that are “too good to pass up” and always read the fine print.
· Don’t let your guard down because of the holiday season. It is easy to get caught up in the season of giving and expect that others are only there to help. Scam artists prey on emotions and can use holiday spirit to their advantage.
· Protect yourself and your medical and financial information. Do not disclose this information over the phone. This has long been a popular tool used by con artists to gain access to personal information. Financial and medical institutions do not ask for this information over the phone.
· Do your research before working with a new organization or individual. Many community resources exist to help seniors advocate for themselves. Contact your local Agency on Aging, the Better Business Bureau, legal assistance programs or family and friends you trust for more information on an organization. If something makes you uncomfortable, don’t do it.